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        Excess and Surplus

        The Cincinnati Insurance Company offers our local, independent agents market access to excess and surplus lines products through its nonadmitted and wholly owned subsidiary, The Cincinnati Specialty Underwriters Insurance Company (“CSU”). CSU carries an AM Best rating of A+ (Superior) and won the Stakeholder Team Accomplishment Recognition? award from financial analysis firm Demotech Inc. in 2014 and 2015. A Delaware domiciled carrier, CSU operates in the same footprint as Cincinnati Insurance, covering 39 active states and is an approved nonadmitted carrier in all 50 states and Washington, D.C.

        Cincinnati agents access CSU through our in-house E&S brokerage – CSU Producer Resources Inc. (“C-SUPR”). C-SUPR is a wholly owned subsidiary of Cincinnati Financial Corporation.

        Mix of Business:

        Approximately 85 percent of our written premium is in the casualty lines of commercial general liability, excess liability and professional errors and omissions liability. Our underwriters specialize in providing customized coverage solutions for unique E&S risks along with quick policy processing and effective service.

        Our Business Appetite:

        CSU writes a wide range of E&S exposures and tough to place products. While our appetite is broad, we evaluate each risk on its individual merits. Operations or risks we insure include:

        General Liability and Excess Liability:  Property:
        Roofing contractors  Apartments
        Millwrights  Motels/hotels
        Landscapers  Manufacturing
        Discontinued products  Lessor's risk
        Machinery manufacturers and machine shops
         Vacant buildings
        Nutraceuticals  Rental properties
        Drones
         Restaurants
        Bars/taverns with or without liquor liability
         
        Habitational  
        Lessor's risk
         
        Mercantile
         


        Professional/Errors and Omissions:
        Special Events - over 100 events, including:
         Accountants  Conferences/seminars
         Lawyers  Music concerts
         Allied health
         Festivals
         Media  Walk and 5K runs
         Construction  Motorcycle rallies
         Real estate agents
         Holiday parades
         Consultants  Wedding receptions
         Miscellaneous  

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